Atal Pension Yojana (APY) is open to all bank account holders. The Central Government would also co-contribute 50% of the total contribution or Rs. 1000 per annum, whichever is lower, to each eligible subscriber, for a period of 5 years, i.e., from Financial Year 2015-16 to 2019-20, who join the APY before 31st December, 2015, and who are not members of any statutory social security scheme and who are not income tax payers. Therefore, APY will be focussed on all citizens in the unorganised sector.

Atal Pension Yojana Eligibility

  • Under APY, the monthly pension would be available to the subscriber, and after him to his spouse and after their death, the pension corpus, as accumulated at age 60 of the subscriber, would be returned to the nominee of the subscriber.
  • Under the APY, the subscribers would receive the fixed minimum pension of Rs.1000 per month, Rs. 2000 per month, Rs. 3000 per month, Rs. 4000 per month, Rs. 5000 per month, at the age of 60 years, depending on their contributions, which itself would be based on the age of joining the APY.
  • The minimum age of joining APY is 18 years and maximum age is 40 years. Therefore, minimum period of contribution by any subscriber under APY would be 20 years or more.

Benefits of Atal Pension Yojana

If a subscriber Joins Atal Pension Yojana and opts for a 5000 pension plan and pays his/her premium as mentioned in the chart then he/she will get Rs 5000 pension till he/she is alive after attaining 60 years of age. After subscriber is dead then his/her spouse will get the pension amount that subscriber was getting.  After both are gone then Nominee will get the corpus amount of rs 8.5 lakhs.

How to apply for Atal Pension Yojana

In order to apply for Atal Pension Yojana, You must be an Indian national and  having a working bank account.  . There is no last date for apply for this pension. You have to fill the form in any bank and you are done. Please make sure this bank account have sufficient money each month before premium is deducted.

Calculator or Premium of APY

Premium of APY can be paid through 3 options. here are following:

  • Monthly
  • Quarterly
  • Yearly

Premium Chart of Atal pension Yojana for Rs 1000 Pension

SnAgeVesting Period Monthly Quarterly Half Yearly
1184242125248
2194146137271
3204050149295
4213954161319
5223859176348
6233764191378
7243670209413
8253576226449
9263482244484
10273390268531
11283297289572
122931106316626
133030116346685
143129126376744
153228138411814
163327151450891
173426165492974
1835251815391068
1936241985901169
2037232186501287
2138222407151416
2239212647871558
2340202918761717

Premium Chart of Atal pension Yojana for  Rs 2000 Pension

SnAgeVesting Period Monthly Quarterly Half Yearly
1184284250496
2194192274543
32040100298590
42139108322637
52238117349690
62337127378749
72436139414820
82535151450891
92634164489968
1027331785301050
1128321945781145
1229312126321251
1330302316881363
1431292527511487
1532282768231629
1633273029001782
1734263309831948
18352536210792136
19362439611802337
20372343612992573
21382248014302833
22392152815743116
23402058217343435

 

Premium Chart for Atal pension Yojana for pension of Rs 3000

SnAgeVesting Period Monthly Quarterly Half yearly
11842126376744
21941138411814
32040150447885
42139162483956
522381775271045
623371925721133
724362086201228
825352266741334
926342467331452
1027332687991582
1128322928701723
1229313189481877
13303034710342048
14312937911292237
15322841412342443
16332745313502673
17342649514752921
18352554316183205
19362459417703506
20372365419493860
21382272021464249
22392179223604674
23402087326025152

Premium Chart for Atal pension Yojana for pension of Rs 4000

SnAgeVesting Period Monthly Quarterly Half Yearly
11842168501991
219411835451080
320401985901169
421392156411269
522382346971381
623372547571499
724362778261635
825353018971776
926343279751930
10273335610612101
11283238811562290
12293142312612496
13303046213772727
14312950415022974
15322855116423252
16332760217943553
17342665919643889
18352572221524261
19362479223604674
20372387025935134
21382295728525648
223921105431416220
234020116434696869

 

Premium Chart for Atal pension Yojana for pension of Rs 5000

SnAgeVesting Period Monthly Quarterly Half Yearly
118422102621239
219412286971346
320402487391464
421392698021588
522382928701723
623373189481877
7243634610312042
8253537611212219
9263440912192414
10273344613292632
11283248514452862
12293152915773122
13303057717203405
14312963018783718
15322868920534066
16332775222414438
17342682424564863
18352590226885323
19362499029505843
203723108732396415
213822119635647058
223921131839287778
234020145443338581

 

Atal Pension Yojana (APY) Account Statement using eSOT and ePRAN

You can view your statement online. please follow following steps:

  1. Visit website :  https://npslite-nsdl.com/CRAlite/EPranAPYOnloadAction.do
  2. Fill all details
  3. Click on submit button. it will show you your statement.