Pradhan Mantri Atal Pension Yojana (APY) Chart and Calculator

Atal pension yojana is the scheme which is open for bank account holder. its main target for the unorganized sector like maid, gardeners, laborers etc. the main aim of this scheme is to provide some relief to the old age people about their diseases, accident, illness etc. government of India will make the co-contribution of 50% of total contribution or 1000rs per annum in which all the subscriber is eligible whoever is joined between June 2015 to December 2015 for time of 5 years. The subscriber must be not a part of social security schemes and also should not pay any income tax to the govt.

MONTHLY CONTRIBUTION

The monthly contribution is based on the amount that you want to receive after the retirement and it also depends upon the age on which just start contributing for the pension. The below table will give the information about the contribution and salary after retirement. The amount can be paid on the monthly basis, quarterly basis or yearly basis depends upon the applicant.

Atal Pension Yojana Eligibility

The minimum age of joining APY is 18 years and maximum age is 40 years. Therefore, minimum period of contribution by any subscriber under APY would be 20 years or more.

Benefits of Atal Pension Yojana

If a subscriber Joins Atal Pension Yojana and opts for a 5000 pension plan and pays his/her premium as mentioned in the chart then he/she will get Rs 5000 pension till he/she is alive after attaining 60 years of age. After subscriber is dead then his/her spouse will get the pension amount that subscriber was getting.  After both are gone then Nominee will get the corpus amount of rs 8.5 lakhs.

How to apply for Atal Pension Yojana

In order to apply for Atal Pension Yojana, You must be an Indian national and  having a working bank account.  . There is no last date for apply for this pension. You have to fill the form in any bank and you are done. Please make sure this bank account have sufficient money each month before premium is deducted.

1) All the banks provide Atal pension yojana so; you need to visit the bank for this scheme.

2) Form is available in bank or online at the official website of APY.

3) So, you need to download the form from the official website of APY.

4) Forms are available in many languages like Gujarati, Hindi, English, and Bengali etc.

5) Fill the application form and submit it to the bank.

6) You need to give valid information in the form along with the mobile number.

7) Don’t forget to submit the photocopy of the Aadhar card.

Calculator or Premium of APY

Premium of APY can be paid through 3 options. here are following:

  • Monthly
  • Quarterly
  • Yearly

Premium Chart of Atal pension Yojana for Rs 1000 Pension

Sn Age Vesting Period Monthly Quarterly Half Yearly
1 18 42 42 125 248
2 19 41 46 137 271
3 20 40 50 149 295
4 21 39 54 161 319
5 22 38 59 176 348
6 23 37 64 191 378
7 24 36 70 209 413
8 25 35 76 226 449
9 26 34 82 244 484
10 27 33 90 268 531
11 28 32 97 289 572
12 29 31 106 316 626
13 30 30 116 346 685
14 31 29 126 376 744
15 32 28 138 411 814
16 33 27 151 450 891
17 34 26 165 492 974
18 35 25 181 539 1068
19 36 24 198 590 1169
20 37 23 218 650 1287
21 38 22 240 715 1416
22 39 21 264 787 1558
23 40 20 291 876 1717

Premium Chart of Atal pension Yojana for  Rs 2000 Pension

Sn Age Vesting Period Monthly Quarterly Half Yearly
1 18 42 84 250 496
2 19 41 92 274 543
3 20 40 100 298 590
4 21 39 108 322 637
5 22 38 117 349 690
6 23 37 127 378 749
7 24 36 139 414 820
8 25 35 151 450 891
9 26 34 164 489 968
10 27 33 178 530 1050
11 28 32 194 578 1145
12 29 31 212 632 1251
13 30 30 231 688 1363
14 31 29 252 751 1487
15 32 28 276 823 1629
16 33 27 302 900 1782
17 34 26 330 983 1948
18 35 25 362 1079 2136
19 36 24 396 1180 2337
20 37 23 436 1299 2573
21 38 22 480 1430 2833
22 39 21 528 1574 3116
23 40 20 582 1734 3435

 

Premium Chart for Atal pension Yojana for pension of Rs 3000

Sn Age Vesting Period Monthly Quarterly Half yearly
1 18 42 126 376 744
2 19 41 138 411 814
3 20 40 150 447 885
4 21 39 162 483 956
5 22 38 177 527 1045
6 23 37 192 572 1133
7 24 36 208 620 1228
8 25 35 226 674 1334
9 26 34 246 733 1452
10 27 33 268 799 1582
11 28 32 292 870 1723
12 29 31 318 948 1877
13 30 30 347 1034 2048
14 31 29 379 1129 2237
15 32 28 414 1234 2443
16 33 27 453 1350 2673
17 34 26 495 1475 2921
18 35 25 543 1618 3205
19 36 24 594 1770 3506
20 37 23 654 1949 3860
21 38 22 720 2146 4249
22 39 21 792 2360 4674
23 40 20 873 2602 5152

Premium Chart for Atal pension Yojana for pension of Rs 4000

Sn Age Vesting Period Monthly Quarterly Half Yearly
1 18 42 168 501 991
2 19 41 183 545 1080
3 20 40 198 590 1169
4 21 39 215 641 1269
5 22 38 234 697 1381
6 23 37 254 757 1499
7 24 36 277 826 1635
8 25 35 301 897 1776
9 26 34 327 975 1930
10 27 33 356 1061 2101
11 28 32 388 1156 2290
12 29 31 423 1261 2496
13 30 30 462 1377 2727
14 31 29 504 1502 2974
15 32 28 551 1642 3252
16 33 27 602 1794 3553
17 34 26 659 1964 3889
18 35 25 722 2152 4261
19 36 24 792 2360 4674
20 37 23 870 2593 5134
21 38 22 957 2852 5648
22 39 21 1054 3141 6220
23 40 20 1164 3469 6869

 

Premium Chart for Atal pension Yojana for pension of Rs 5000

Sn Age Vesting Period Monthly Quarterly Half Yearly
1 18 42 210 262 1239
2 19 41 228 697 1346
3 20 40 248 739 1464
4 21 39 269 802 1588
5 22 38 292 870 1723
6 23 37 318 948 1877
7 24 36 346 1031 2042
8 25 35 376 1121 2219
9 26 34 409 1219 2414
10 27 33 446 1329 2632
11 28 32 485 1445 2862
12 29 31 529 1577 3122
13 30 30 577 1720 3405
14 31 29 630 1878 3718
15 32 28 689 2053 4066
16 33 27 752 2241 4438
17 34 26 824 2456 4863
18 35 25 902 2688 5323
19 36 24 990 2950 5843
20 37 23 1087 3239 6415
21 38 22 1196 3564 7058
22 39 21 1318 3928 7778
23 40 20 1454 4333 8581

 

Atal Pension Yojana (APY) Account Statement using eSOT and ePRAN

You can view your statement online. please follow following steps:

  1. Visit website :  https://npslite-nsdl.com/CRAlite/EPranAPYOnloadAction.do
  2. Fill all details
  3. Click on submit button. it will show you your statement.

 

2 thoughts on “Pradhan Mantri Atal Pension Yojana (APY) Chart and Calculator”

  1. If a person not a tax payee for now and enroll himself in the APY scheme. After few years as per his income he eligible for Tax pay. so in this scenario he is eligible for pension in future or not. if not then what about the premium amount which was paid by him. Kindly reply.

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